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Official website of
Kerala State
Insurance Department
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Kerala State

Insurance Department

“Improving the lives of the millions of people is a noble endeavor. It can also be a lucrative one”

ABOUT our website

Kerala State Insurance Department

The Kerala State Insurance Department is a Commercial Department of the Government of Kerala, engaged in both General Insurance and Life Insurance business. Established in 1896 in the erstwhile Royal State of Travancore, the Department stands as one of the oldest public sector insurance institutions in the region. It was officially declared a Commercial Department in 1979. Over the decades, the Department has upheld a tradition of visionary leadership—transforming from the legacy of a princely state to embracing the spirit of democratic governance and the kingship of the citizen. Today, it continues to provide efficient, transparent, and citizen-centric insurance services to government employees and public institutions across Kerala."

Forms, GO's, Circulars and orders

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Why Choose Us?

Why You should Choose Our Insurance Policy's

Kerala State Life Insurance

I.  Eligibility to become a policy holder under State Life ...

Group Insurance

Objective: The Kerala State Employees’ Group Insurance Scheme, is intended ...

Kerala State Life Insurance

Kerala State Life Insurance

I.  Eligibility to become a policy holder under State Life...
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Group Insurance

Group Insurance

Objective: The Kerala State Employees’ Group Insurance Scheme, is intended...
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GROUP INSURANCE

Kerala State Insurance Department

The Kerala State Employees’ Group Insurance Scheme, is intended to provide for the State employees, at a low cost and on a wholly contributory and self-financing basis the twin benefits of an insurance cover to help their nominees in the event of death while in service and a lumpsum payment to augment their resource on retirement.

LIFE INSURANCE SCHEME

Kerala State Insurance Department

All State Government employees holding permanent or officiating appointments under the Government of Kerala and who are below the age of 50 years on the date of 1st remittance of premium.
The age of the proposer shall be taken to be the age at his last birthday or next birthday which ever is nearer to the date on which the 1st premium is paid, if equidistant, it shall be taken to be his age at his last birthday.
Document proof in support of age of the proposer will be the certificate to that effect furnished in the proposal form by the head of office/institution.

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Insurance covers risk of fire. absence of fire insurance

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